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The information you give is confidential and will be used only to process your request to opt out. When you call or visit, they’ll ask for your personal information, including your name, address, Social Security number, and date of birth. To complete your request, you’ll need to sign and return the Permanent Opt-Out Election form (which you get online) once you’ve started the process. To opt out permanently: Go to or call 1-888-5-OPT-OUT (1-88) to start the process. The major credit bureaus operate the phone number and website. To opt out for five years: Go to or call 1-888-5-OPT-OUT (1-88). If you want to opt out of those offers, you have two choices: You can decide that you don't want to get prescreened offers of credit and insurance in the mail. Opting Out of Getting Prescreened Offers Can I opt out of getting these credit and insurance offers? There will be "inquiries" on your credit report showing which companies got your information for prescreening, but those inquiries won’t hurt your credit. Can prescreening hurt my credit report or credit score? They also might give the credit bureau a list of potential customers and ask them to identity the people who meet their requirements. Then the company asks a credit bureau - like Equifax, Experian, Transunion, or Innovis - to give them a list of people in their databases whose credit reports show that they meet those requirements. They base their decision on information in people’s credit reports, like their borrowing history or credit score. Here’s how it works: the credit card or insurance company decides what it takes for people to qualify for their products. You get these offers because of information in your credit report. Sometimes you might get offers for credit cards or insurance that say you've been prescreened or prequalified. What To Know About Prescreened Offers What’s a "prescreened" or “preapproved” offer of credit or insurance? Identity Theft and Online Security Show/hide Identity Theft and Online Security menu items.Unwanted Calls, Emails, and Texts Show/hide Unwanted Calls, Emails, and Texts menu items.Money-Making Opportunities and Investments.